Privacy Policy

Effective date: January 15, 2015

At How To Be Green, LLC ("HTBG") we are committed to respecting your

privacy choices and being transparent about what information we collect

from you and how we use that information. We do not share, sell, license,

trade, or read your personal information to others except in the ways

explained in this privacy policy.

The purpose of this privacy policy is to help you understand:

⇒ Why we collect personally identifiable information;

⇒ What personally identifiable information we collect;

⇒ How we use that information, including how the information is

stored and whether we share the information with third parties;

and

⇒ Your choices regarding our collection, use and distribution of

your information

Your consent to this privacy policy

By using this website you consent to the terms of this Privacy Policy.

What information does HTBG?

We collect two types of information personally identifiable information

and anonymous information. Generally speaking, you can visit this

website without identifying who you are or revealing any information about

yourself.

Personally identifiable information is information that specifically

identifies a particular user such as name, email address or phone number.Anonymous information is information that cannot be connected to the

identity of a specific individual. For example, a site may record the number

of visits to a particular page that occur in a given period of time, but that

does not necessarily provide the names or other identifying information of

each visitor.

When you subscribe to our newsletter, place an order for our services, or

enroll in one of our courses, we collect certain information to process your

request for information and/or services.

What are cookies and how are they used?

Cookies are small data files, typically made up of a string of text, that

assign you a unique identifier. This information enables our website to

receive information from your computer to provide a more tailored and

user-friendly experience for you. For example, if you login to our site we

may be able to personalize your experience by recognizing your name

when you return to the site, save your login and your password, or enable a

shopping cart. Our newsletters may use cookies to measure the

effectiveness of our marketing efforts (for example, tracking the clicks on

the links in our emails and newsletters) or we may use cookies to

determine the number of times website visitors have accessed a particular

area or page on the website. Most web browsers have a function that

allows you to delete existing cookies on your device or you can set your

browser option so that your device does not receive or except cookies.

How does HTBG use the information we collect?

Non-personally identifiable information

We may use non-personally identifiable information, like data about the

most visited site pages or the duration of certain site page visits that are not

tied to a specific site user, to maintain, improve, and protect our site and

our product and service offerings.Personally identifiable information

When you sign up for our newsletter, we use the name and email address

that you provided to subscribe to our newsletter and/or our email list. We

will send you periodic newsletters and/or emails. We store the name and

email address that you provided in an SSL encrypted database.

When you purchase a digital product or our services we use the personal

information you provide to process the transaction and deliver your digital

product and/or service, and to provide you customer service as necessary.

We store this information in an SSL encrypted database.

Is my personally identifiable information secure?

The security of your personally identifiable information is extremely

important to HTBG. We use Paypal to process your purchases of our

products and services. Your information is stored in an SSL encrypted

database.

Be sure to keep in mind the no method of transmission over the Internet or

method of electronic or physical server storage is 100% secure. While we

value the privacy and security of your personal information, we cannot

guarantee against or prevent potential security breaches, nor can we

assure you that the personally identifiable information that you provide us

will never be disclosed in a manner inconsistent with this privacy policy.

If you have any reason to believe that the security of your information has

been compromised, please email us immediately at

[email protected]

Does HTBG share my personal information with third parties?

Except in situations described in the next paragraph, we will not sell or give

any personally identifiable information to any third parties.We may however be required by law enforcement or judicial authority to

provide personally identifiable information to the appropriate governmental

authorities. If requested by law-enforcement or judicial authorities, we will

provide this information on receipt of the appropriate documentation. We

may also release information to law-enforcement agencies or other third

parties if we feel it is necessary to protect the safety and welfare of our

personnel or to enforce our Terms of Use.

Does this website comply with the Children’s Online Privacy

Protection Act?

Yes. We are in compliance with the requirements of COPPA (Children’s

Online Privacy Protection Act), we do not collect any information from

anyone under 18 years of age. Our website, products and services are all

directed to people who are at least 18 years old or older.

Opt-out

If it anytime you do not wish to receive offers or emails from us, you must

tell us in order for the communications to stop. You may do this by clicking

the unsubscribe link located at the bottom of our emails.

How will I be notified of changes to this privacy policy?

We may change our privacy policy from time to time. If we make a material

change to this policy, we will post the changes on this privacy policy

webpage and may also inform you of the changes by other means such as

our newsletter or in a direct email containing the update.

What if I have questions about this Privacy Policy or Terms of Use?

If you have any questions about this Privacy Policy or Terms of Use, Please

direct your questions to How To Be Green, LLC using the information

below:

How To Be Green

P.O. Box 192, - Arrington, TN. 37014 or call 615-300-4434

PARTICIPATION AGREEMENT FOR HEALTHY HOMES CLUB MEMBERS

By purchasing this digital product, you (“Client”) agree to all of the terms set forth

below.

PROGRAM/SERVICE

How To Be Green, LLC (“Company”) agrees to provide any digital course made

available through our online commerce shopping cart. Client agrees to abide by

all policies and procedures as outlined in this Agreement as a condition of their

participation in the Program.

DISCLAIMER

Client understands that Debby Savage (herein referred to as “Consultant” or

“Debby”) and How To Be Green, LLC, is not an employee, agent, lawyer, doctor,

manager, therapist, registered dietician, or psychotherapist. Client understands

their participation in this Program will not prevent, treat or diagnose any disease,

illness, or ailment and if they should experience any such issues they should see

their registered physician or other practitioner as determined by their own

judgment.

Client understands that Company has not promised, shall not be obligated to and

will not deliver any guaranteed outcomes as a result of following the

recommendations set forth in the Program. Client should make their own health

care and lifestyle decisions based on their own personal goals, objectives and

desires. The information provided in this Program is not intended as medical

advice and should not be used as a substitute for medical advice. All information

provided is based on the research, knowledge and experience of Company and

should be followed at Client’s discretion.

Client further understands that a relationship does not exist between the parties

after the conclusion of this program. If the Parties decide to continue their

relationship, a separate agreement will be entered into.

FEES

The fee for any courses or membership is posted at the time of purchase. You

authorize How To Be Green to charge your credit card for the full payment today.

REFUNDS

Due to the nature of the digital product and the immediate access to the Program

once payment has been rendered, all sales are final and no refund will be given.

COMMUNITY GUIDELINES

The Online Community, if any has been established is a place where everyone

should feel welcome, safe, and secure. The purpose of the group is to connect

with, share, and inspire others. Negativity, gossip, and cyber bullying will not be

tolerated. Each Participant should feel safe to share in the group.

Client may not contact the other Participants outside of the group without their

permission.

Failure to adhere to the Website Terms of Use and this Participation Agreement

may result in removal from the Community.

CONFIDENTIALITY

The Company respects Client’s privacy and insists that Client respects the

Company’s and other Program Participants (“Participants”) privacy. Any

Confidential Information shared by Program participants or any representative of

the Company is confidential, proprietary, and belongs solely and exclusively to

the Participant who discloses it. Parties agree not to disclose, reveal or make use

of any Confidential Information or any transactions, during discussions, in the

Online Community forum or otherwise.

Client agrees not to use such confidential information in any manner other than in

discussion with other Participants during the Program. Confidential Information

includes, but is not limited to, information disclosed in connection with this

Agreement, and shall not include information rightfully obtained from a third party.

Both Parties will keep Confidential Information in the strictest confidence and

shall use the best efforts to safeguard the Confidential Information and to protect

it against disclosure, misuse, espionage, loss and theft.

Client agrees not to violate the Company’s publicity or privacy rights.

Furthermore Client will NOT reveal any information to a third party obtained in

connection with this Agreement or Company’s direct or indirect dealings with

Client including but not limited to; names, email addresses, third-party company

titles or positions, phone numbers or addresses. Additionally, Company will not,

at any time, either directly or indirectly, disclose confidential information to any

third party.

Further, Client fully understands that any violation or a display of any likelihood of

violating this section, shall entitle Company and/or the Participants to injunctive

relief to prohibit any such violations to protect against the harm of such violations.

NON-DISCLOSURE OF PROGRAM MATERIALS

Material given to Client in the course of Client’s participation in the Program is

proprietary, copyrighted and developed solely and specifically for Company. All

materials, procedures, policies, and standards, all teaching manuals, all teaching

aids, all supplements and the like that have been or will be made are for personal

use in or in conjunction with this digital program only. Original materials that have

been provided to Client are for Client’s individual use only and a single-userlicense. Client agrees that such proprietary material is solely for Client’s own

personal use. Any disclosure, reproduction and sale by Client to a third party is

strictly prohibited. Program content may not be sold, tape recorded, videotaped,

shared, taught, given away, or otherwise divulged without the express written

consent of How To Be Green.

NO TRANSFER OF INTELLECTUAL PROPERTY

How To Be Green’s program is protected by copyright and original materials that

have been provided to Client are for Client’s individual use only and a single-user

license. Client is not authorized to use any of Company’s intellectual property for

any purpose other than Client’s own personal use. All intellectual property,

including Company’s copyrighted program and/or course materials, shall remain

the sole property of How To Be Green, LLC. No license to sell or distribute

Company’s materials is granted or implied.

By signing below, Client agrees (1) not to infringe any copyright, patent,

trademark, trade secret, or other intellectual property rights, (2) that any

Confidential Information shared by the Company is confidential and proprietary,

and belongs solely and exclusively to the Company, (3) Client agrees not to

disclose such information to any other person or use it in any manner other than

in discussion with the Company.

CLIENT RESPONSIBILITY

Program is developed strictly for educational and informational purposes ONLY.

Client accepts and agrees that Client is 100% responsible for their progress and

results from the Program. Company makes no representations, warranties or

guarantees verbally or in writing. Client understands that because of the nature

of the program and extent, the results experienced by each Participant may

significantly vary. Program information is intended for a general audience and

does not purport to be, nor should it be construed as, specific advice tailored to

any individual. Company assumes no responsibility for errors or omissions that

may appear in any program materials.

SEVERABILITY/WAIVER

If any provision of this Agreement is held by to be invalid or unenforceable, the

remaining provisions shall nevertheless continue in full force. The failure of either

Party to exercise any right provided for herein will not be deemed a waiver of that

right or any further rights hereunder.

MISCELLANEOUS

LIMITATION OF LIABILITY. Client agrees their use of Company’s Program is at

their own risk and that Program is only an informational and educational service

being provided. Client releases Company, its members, officers, employees,

directors, subsidiaries, principals, agents, heirs, executors, administrators,

successors, assigns, Instructors, guides, staff, Participants, and related entities

(“Releases”) from any and all damages that may result from any claims arisingfrom any agreements, all actions, causes of action, contracts, claims, suits,

costs, demands and damages of whatever nature or kind in law or in equity

arising from participation in the Program. Client accepts any and all risks,

foreseeable or unforeseeable.

Client agrees that Company will not be held liable for any damages of any kind

resulting or arising from including but not limited to; direct, indirect, incidental,

special, negligent, consequential, or exemplary damages happening from the use

or misuse of Company’s services or enrollment in the Program. Company

assumes no responsibility for errors or omissions that may appear in any of the

program materials.

NON-DISPARAGEMENT. The parties agree that they neither will engage in any

conduct or communications with a third party, public or private designed to

disparage the other.

Neither Client nor any of Client’s associates, employees or affiliates will directly

or indirectly, in any capacity or manner, make, express, transmit speak, write,

verbalize or otherwise communicate in any way (or cause, further, assist, solicit,

encourage, support or participate in any of the foregoing), any remark, comment,

message, information, declaration, communication or other statement of any

kind, whether verbal, in writing, electronically transferred or otherwise, that might

reasonably be construed to be derogatory or critical of, or negative toward, the

Company or any of its programs, members, owner directors, officers, Affiliates,

subsidiaries, employees, agents or representatives.

MODIFICATION. Company may modify terms of this agreement at any time. All

modifications shall be posted on the How To Be Green website and purchasers

shall be notified.

TERMINATION. Company is committed to providing all clients in the Program

with a positive Program experience. By signing below, Client agrees that the

Company may, at its sole discretion, terminate this Agreement, and limit,

suspend, or terminate Client’s participation in the Program without refund if Client

becomes disruptive to Company or Participants, Client fails to follow the Program

guidelines, is difficult to work with, impairs the participation of the other

participants in the Program or upon violation of the terms as determined by

Company.

INDEMNIFICATION. Client shall defend, indemnify, and hold harmless Company,

Company’s members, officers, employers, employees, contractors, directors,

related entities, trustees, affiliates, and successors from and against any and all

liabilities and expense whatsoever – including without limitation, claims,

damages, judgments, awards, settlements, investigations, costs, attorneys fees,

and disbursements – which any of them may incur or become obligated to pay

arising out of or resulting from the offering for sale, the sale, and/or use of theproduct(s), excluding, however, any such expenses and liabilities which may

result from a breach of this Agreement or sole negligence or willful misconduct by

Company. Client shall defend Company in any legal actions, regulatory actions,

or the like arising from or related to this Agreement. Client recognizes and agrees

that all of the Company’s members, shareholders, trustees, affiliates and

successors shall not be held personally responsible or liable for any actions or

representations of the Company.

In consideration of and as part of their payment for the right to participate in How

to Be Green’s Program, Client, their heirs, executors, administrators, successors

and assigns do hereby release, waive, acquit, discharge, indemnify, defend, hold

harmless and forever discharge How To Be Green and its subsidiaries, principals,

directors, employees, agents, heirs, executors, administrators, successors, and

assigns and any of its owners, executives, agents, or staff (hereinafter

“Releases”) of and from all actions, causes of action, contracts, claims, suits,

costs, demands and damages of whatever nature or kind in law or in equity

arising from my participation in the Program.

RESOLUTION OF DISPUTES. Any dispute arising out of this Agreement must

be brought and decided in the United States federal court in the State of

Tennessee.

This Agreement shall be governed by and construed in accordance with the laws

of the State of Tennessee, United States of America.

CONTACT. Any questions or concerns related to this Agreement should be sent

to [email protected].